2026 Health Plan Cost Analyzer
1. Plan Details
| PPO Plan | HDHP Plan | |
|---|---|---|
| Premium | ||
| Premium Frequency |
|
|
| In-Network Deductible | ||
| In-Network OOP Max | ||
| In-Network Coinsurance (%) | ||
|
|
||
2. Expected Annual Usage ($)
Quick Presets
3. Your Financial Profile
Analysis
PPO Net Cost: $0
HDHP Net Cost: $0
Calculating breakeven...
PPO Net Cost
HDHP Net Cost
| Cost Component | PPO Plan | HDHP Plan |
|---|---|---|
| Annual Premiums | $0 | $0 |
| In-Network Costs (Your Share) | $0 | $0 |
| Total Annual Cost | $0 | $0 |
| (-) FSA Tax Savings | $0 | N/A |
| (-) HSA Tax Savings | N/A | $0 |
| (-) Employer HSA Contribution | N/A | $0 |
| Net Annual Cost | $0 | $0 |
HDHP Long-Term Advantage
Based on your inputs, you are estimated to have **$0** left over in your HSA this year.
This "unspent" amount can be invested (tax-free) and grows tax-free. For comparison, investing **$0** annually at a 7% return for 10 years could result in **$0**.